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Pin and Chip

Pin and Chip

Postby scarruther1 » Tue Jan 20, 2015 7:53 am

As credit cards are replaced with new Chip & Pin Cards, will there be a need for new equipment to handle transactions with X Charge?
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Re: Pin and Chip

Postby fortknoxx » Sun Feb 01, 2015 9:24 pm

Our cc processing unit has an add on pin pad with the chip reader. I am sure it will be available By October.
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Re: Pin and Chip

Postby brianp87 » Mon Feb 02, 2015 6:44 am

Whats a pin and chip card?
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Re: Pin and Chip

Postby fortknoxx » Mon Feb 02, 2015 5:20 pm

the us is going to follow europe in a credit card with a chip in it. more secure.
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Re: Pin and Chip

Postby rhillig » Wed Feb 04, 2015 9:39 am

brianp87 wrote:Whats a pin and chip card?


Here is an explanation of what the different credit card is:

http://en.wikipedia.org/wiki/Chip_and_PIN
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Re: Pin and Chip

Postby scarruther1 » Mon Mar 23, 2015 7:59 am

XCHARGE have made no comment on this post, so I tried calling: After 15 minutes on hold, I was put to voicemail.

My bank say new credit cards will have smart chips. They are pushing hard to sell me processing saying that after October 2015, if there are any fraudulent transactions on a non-chip/pin terminal then we are responsible?

Do we have to use XCHARGE for integrated processing with Mitchell 1?
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Re: Pin and Chip

Postby timbre4 » Mon Mar 23, 2015 11:57 am

Inquiry made - stay tuned please
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Re: Pin and Chip

Postby timbre4 » Mon Mar 23, 2015 1:51 pm

We have just received a fully detailed document for everyone's benefit regarding upcoming changes. It is a PDF file attached below.

We have the EMV machines and technology all set up. It should rolling out in late June.
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Re: Pin and Chip

Postby fortknoxx » Thu Mar 26, 2015 10:31 am

Yay June! FYI. The card must remain in the reader through out the transaction. Please remember to return the card to the customer. :lol:
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Re: Pin and Chip

Postby Rich » Thu Mar 26, 2015 11:40 am

Thanks Tina. I was wondering how the chip could be read by swiping. My brother works on the encryption for the CC machines. I try not to ask anything work related when we are together. :wink:
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Re: Pin and Chip

Postby fortknoxx » Thu Mar 26, 2015 1:26 pm

The card goes inside a slot on the pin pad about 1/3 the way in. The card constantly communicates with the host during the transaction.
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